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Be Prepared
When you are ready to apply, you may need to
provide the following application and property information:
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| Application Information
(For All Applicants) |
- Home address(es) for the
previous two years
- Your social security number(s)
- Employment information
for the previous two years including employer name,
address and phone number
- Income information including
salary, overtime, bonuses, commissions, dividends,
interest, retirement and any other source of ongoing
income
- Liquid assets including bank name, account type, balance, and source of down payment
- Other assets including
the value of bonds, stocks, life insurance, retirement
funds, jewelry, automobiles, etc.
- Liabilities including
creditor names and outstanding balances for all
debts including notes payable, 401(k) loans, life
insurance loans, stock pledges, alimony, child support,
co-sign loans, credit union loans, and other liabilities
- Real estate owned including
property address, market value, outstanding liens,
rental income, mortgage payments, taxes, insurance
and maintenance dues
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| Property Information |
- Purchase contract
- Planned Unit Development (PUD), condominium or co-op:
- Name of development or project
- Phone number of the homeowner's association (if applicable)
- New Construction:
- Year land or lot was acquired
- Original cost of land/lot
- Amount of liens
- Estimated cost of construction
- Refinance loans:
- Year property was acquired
- Original cost of the home
- Cost of improvements
- Amount of liens
- Description of improvements
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| When you apply for your loan, you'll be asked to pay a fee that can be charged to any major credit card. This non-refundable fee will be applied toward the cost of the property appraisal and credit report. If you apply in person, you have the option of paying this fee by check. |
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Next steps
Request
a consultation.
Let's discuss your financing needs and mortgage options for buying a new home.
Request
a Free
break-even
analysis.
Is this a good time for you to refinance?
I can work the numbers and let you know
your best mortgage options.
Download
our free
Homeownership Guides.
We offer Guides on specific home buying topics, such as buying
your first home, your next home, a vacation home or even an investment property.
See our home
buying and refinancing
tutorials for more information.
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